Financial Education for Everyone Our goal isn’t just to manage your investments, but also to help you understand the "why" behind every financial decision.

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Why We Do It

At Paradigm Wealth Management, educating retirees is at the heart of what we do. We are committed to providing you with continuous insights, resources and guidance on retirement. From weekly market updates and educational events to retirement-specific educational guides, we’re dedicated to keeping you informed and empowered throughout your retirement.

Our Guides

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What Could an Objective Opinion Do for You?

We aim to serve you with dedication, transparency and personal care, but that’s only the beginning of the value of a true, objective opinion. This eight-page instant download explains why objective financial advice is important, including:

  • Why we focus on timing during your retirement planning
  • How we help project whether your retirement income will last long enough
  • Why working with an independent financial advisor can help give you greater financial confidence

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Make the Most of Social Security

Although Social Security isn’t designed to cover all of your income needs, it’s an important part of the retirement puzzle. In this 16-page guide, you’ll learn:

  • Ways to optimize Social Security for your situation
  • Why timing is so important when it comes to your benefits
  • Ways to supplement your Social Security income

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Not Sure Where to Start with Medicare?

We can help! Download this 16-page guide, and get answers to the most common questions about Medicare, including:

  • What’s the difference between Medicare Parts A, B, C and D?
  • What’s covered? And how much will I pay?
  • Is Medicare Supplement insurance or a Medicare Advantage plan right for me?

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Learn with Paradigm

A solid retirement plan starts with the right knowledge. Throughout the year, we host special gatherings on a variety of financial topics. Our events aim to simplify the complexities of financial planning, providing valuable insights and practical strategies designed to help bring you closer to your goals.

Be on the lookout for our next event, and connect with a community focused on navigating retirement!

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By submitting your personal information, you consent to be contacted by a financial professional regarding your financial strategy for retirement.

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Gain Perspective

Get timely insights, financial tips and updates from the Paradigm team — delivered straight to your inbox! Sign up for our newsletter today.

Start Your Retirement with Matt

Like what you read? Have questions about how the above concepts fit into your own plan? The most valuable thing Paradigm can offer is simply the chance to sit down with you and have a real conversation. Schedule a meeting with Matt, our founding partner and financial advisor to discuss your goals and see how these concepts can be shaped into a custom plan just for you.

Meet With Matt
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Coming soon!

Read Our Blog!

From navigating market changes to optimizing your assets, we break down complex topics into clear, easy-to-understand articles. Explore our latest blog posts to move forward with your financial goals.

Retirement FAQs

What does a financial advisor do?

A financial advisor helps clients manage their money, pursue their financial goals and prepare for retirement. Examples include income planning for long-term care, risk management and asset protection.

  • Portfolio Management: Creating and managing a diversified portfolio tailored to risk management and asset protection
  • Event Budgeting: Developing personalized strategies for retirement, education savings, tax planning and wealth building
  • Tailored Strategies: Offering guidance and support during major life transitions, such as starting a family or preparing for retirement
  • Market Insights: Helping provide clients with guidance during market fluctuations
When should I get a financial advisor?

Just like you’d consult a cardiologist for your heart health, working with a financial advisor ensures you have the right tools and strategies to help keep your finances in top shape. Consider visiting a financial advisor during major life events, such as planning and preparing for retirement. Additionally, if your financial situation becomes complex, such as managing your money, tax strategies or legacy planning, a financial advisor can provide valuable guidance.

How should I pick a financial advisor?

To choose the right financial advisor, follow these steps:

  1. Identify Your Needs. Determine the type of financial help you need, such as wealth management, retirement planning, tax strategies or legacy planning.
  2. Check Credentials. Look for professionals with certifications and experience, as they are suitable to help with your needs.
  3. Understand the Fees. Advisors may charge fees or commissions based on assets under management (AUM), hourly rates or flat fees, as well as insurance products. Ensure you understand how they are compensated to avoid conflicts of interest.
  4. Ask Questions. During consultations, ask about their financial philosophy and services offered and how they tailor strategies to your goals.
What’s the difference between a financial planner and an advisor?

The terms “financial planner” and “financial advisor” are often used interchangeably. They both help clients by assessing financial goals and creating financial strategies. They often both help clients manage risks and plan for retirement, and they educate them.

How much do financial advisors charge?

Costs depend on the advisor’s expertise, services offered and your financial needs. Not all advisors charge the same fees for the same things. Some include things such as percentages of AUM, hourly fees, flat rates and even commissions.

It’s important to clarify fees upfront to ensure they align with your needs.

What is a normal fee for a financial advisor?

Financial advisor fees often depend on the type of service and the fee structure. Common models include:

  • Percentage of AUM: Advisors typically charge a percentage of the assets they manage for you. This is an annual fee that may vary based on the size of your portfolio.
  • Hourly Rate: Some advisors bill hourly for specific advice or financial planning sessions.
  • Flat Fees: Others charge fixed fees for developing financial plans or providing ongoing advisory services.
  • Commission-Based: Certain advisors earn commissions from the financial products they sell.

The fees vary widely based on the advisor, region and level of service provided. It’s important to understand how the fees align with your needs and what services are included.

Is it worth hiring a financial advisor?

Yes, it is worth it to hire a financial advisor. They provide personalized guidance tailored to your goals, manage your finances and offer objective advice during market fluctuations. Your future is too important to leave to chance!

How much does it cost to talk to a financial advisor?

For many advisors, nothing. Some offices offer an initial consultation free of charge, since it provides an opportunity to talk about your finances and see if their services are a good fit.

It’s always a good idea to ask upfront about any costs associated with meeting with an advisor.